Innovative Assessments uses psychometrics to help improve the way the world assesses consumer risk behaviors.
IA’s flagship product is Worthy Credit – a propriety platform for accurately and unbiasedly assessing creditworthiness based on a borrower’s character. Worthy Credit measures a key set of personal competencies that are specifically related to the underlying psychology of consumer debt and augments traditional credit scores.
Administered to either new applicants or current accounts, Worthy Credit provides an added layer of analytics that helps lenders approve more loan applications and credit increases, reduce defaults and payment delinquencies, and more efficient service current accounts.
Please contact us for more information!